The question sounds simple enough: when should you start Social Security? It becomes harder once the answer has to work beside your retirement date, household spending, investment withdrawals, taxes, and the amount of savings expected to support the years ahead.
A Social Security claiming decision belongs inside an income plan because changing the start date can change what other assets need to do. John Mateyko is a Fiduciary Financial Planner and Managing Partner at IDEX Financial whose Retirement Income Certified Professional® (RICP®) training specifically includes Social Security claiming decisions within retirement-income planning.
